Acceptance of the Terms and Conditions

This Terms of Use Agreement (this “Agreement”), states the terms and conditions under which you may use this web site (the “Site”). Please read this Agreement carefully. This Site contains various information relating to the Global Student Loan Forgiveness. (“Global Student Loan Forgiveness ” or “We”) in the form of text, graphics, news, reports, and other materials (tangible or intangible) (“Content”). By accessing, browsing and/or using this Site you acknowledge that you have read, understood and agree to be legally bound by this Agreement. If you do not accept this Agreement (and therefore do not agree to by bound by this Agreement), do not use this Site. We reserve the right to amend this Agreement at any time by posting the amended terms on our Site.

Restrictions on Use of Materials

You acknowledge that this Site contains Content that is protected by copyrights, trademarks, service marks, trade secrets, patents, or other proprietary rights, and that these rights are valid and protected in all forms, media, and technologies existing now and hereinafter developed. You also acknowledge that the Content is and shall remain the property of the Global Student Loan Forgiveness or any other party (each a “Contributor”) who has been involved in the preparation or publication of the Content. You shall at no time assert any claims of ownership over any content by reason of your use of or any right to use this Site and shall not grant or create or suffer to exist any lien or other security interest arising therefrom. You agree to comply with all copyright and trademark laws and you shall not encumber any interest in, or assert any rights to, the Content. You may not modify, transmit, participate in the sale or transfer of, or create derivative works based on any Content, in whole or in part. You may print copies of the Content, provided that these copies are made only for personal, non-commercial use and that you maintain any notices contained in the Content, or maintained by the Contributor, such as all copyright notices, trademark legends, or other proprietary rights notices. You shall not store electronically any significant portion of any Content. Global Student Loan Forgiveness authorizes you to view and use the Content on this Site solely for your personal, noncommercial use. The use of the Content on any other site, including by linking or framing, or in any networked computer environment for any purpose is prohibited without Global Student Loan Forgiveness’ prior written approval.

For permission to use content from this website or from a newsletter authored and distributed by Global Student Loan Forgiveness, request written permission and provide full attribution. Permission should be requested by contacting Global Student Loan Forgiveness Administration Office Attribution for website content should be given as follows: “Reprinted with permission from Global Student Loan Forgiveness.” Attribution for newsletter content should be given as follows: “This article reprinted with permission from Global Student Loan Forgiveness (or Advocacy) Matters, a publication of the Global Student Loan Forgiveness.”

Disclaimer of Warranty

THE CONTENT PROVIDED ON THIS WEBSITE IS PROVIDED AS A SERVICE TO MEMBERS OF THE PUBLIC. INFORMATION PRESENTED ON THIS WEBSITE IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY. NO INFORMATION PRESENTED ON THIS WEBSITE CONSTITUTES LEGAL ADVICE, NOR DOES IT CREATE AN ATTORNEY-CLIENT RELATIONSHIP BETWEEN GLOBAL STUDENT LOAN FORGIVENESS AND ANY OTHER PARTY.

YOU ACKNOWLEDGE AND AGREE THAT THIS SITE AND THE CONTENT THEREIN ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. NONE OF GLOBAL STUDENT LOAN FORGIVENESS, ANY OF ITS MEMBERS, AFFILIATES OR THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES OR AGENTS (COLLECTIVELY “GLOBAL STUDENT LOAN FORGIVENESS PARTIES”) GUARANTEES THE ACCURACY, COMPLETENESS, OR USEFULNESS OF ANY OF THE CONTENT.

NONE OF GLOBAL STUDENT LOAN FORGIVENESS PARTIES WARRANTS THAT THIS SITE WILL BE UNINTERRUPTED OR ERROR FREE OR THAT THIS SITE, ITS SERVER OR ANY FILES AVAILABLE FOR DOWNLOADING THROUGH THIS SITES ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL ELEMENTS. YOU EXPRESSLY AGREE THAT THE ENTIRE RISK AS TO THE QUALITY AND PERFORMANCE OF THIS SITE AND THE ACCURACY OR COMPLETENESS OF THE CONTENT IS ASSUMED SOLELY BY YOU.

NONE OF GLOBAL STUDENT LOAN FORGIVENESS PARTIES MAKES ANY, AND HEREBY SPECIFICALLY DISCLAIMS ANY, REPRESENTATIONS, ENDORSEMENTS, GUARANTEES, OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING THIS SITE OR ANY CONTENT, INCLUDING WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANT ABILITY AND FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT OF THIRD-PARTY RIGHTS. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, ALL OF THE COUNCIL OF NONPROFITS PARTIES DISCLAIM ANY WARRANTIES WITH RESPECT TO ANY RESULTS THAT MAY BE OBTAINED FROM THE USE OF THIS SITE.

Limitation of Liability

UNDER NO CIRCUMSTANCES WILL ANY OF GLOBAL STUDENT LOAN FORGIVENESS PARTIES BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY YOUR RELIANCE ON INFORMATION OBTAINED THROUGH THE CONTENT ON THE WEB SITE. IT IS YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS, OR USEFULNESS OF ANY INFORMATION OR ANY CONTENT AVAILABLE THROUGH THE WEB SITE.

IN NO EVENT SHALL ANY OF GLOBAL STUDENT LOAN FORGIVENESS PARTIES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR RELATING TO THE CONTENT, SERVICE, OR THIS AGREEMENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY. YOU EXPLICITLY ACKNOWLEDGE, UNDERSTAND AND AGREE THAT GLOBAL STUDENT LOAN FORGIVENESS AND OUR SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS SHALL NOT BE LIABLE TO YOU FOR ANY PUNITIVE, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES WHICH MAY BE RELATED TO THE LOSS OF ANY PROFITS, GOODWILL, USE, DATA AND/OR OTHER INTANGIBLE LOSSES, EVEN THOUGH WE MAY HAVE BEEN ADVISED OF SUCH POSSIBILITY THAT SAID DAMAGES MAY OCCUR, AND RESULT FROM:

  1. a) THE USE OR INABILITY TO USE OUR SERVICE;
  2. b) THE COST OF PROCURING SUBSTITUTE GOODS AND SERVICES;
  3. c) UNAUTHORIZED ACCESS TO OR THE ALTERATION OF YOUR TRANSMISSIONS AND/OR DATA;
  4. d) STATEMENTS OR CONDUCT OF ANY SUCH THIRD PARTY ON OUR SERVICE;
  5. e) Moreover, ANY OTHER MATTER, WHICH MAY BE RELATED TO OUR SERVICE.

BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR NEGLIGENCE, CONSEQUENTIAL OR INCIDENTAL DAMAGES, IN SUCH JURISDICTIONS THE COUNCIL OF NONPROFITS PARTIES’ LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW. YOUR SOLE AND EXCLUSIVE REMEDY FOR DISSATISFACTION WITH THIS SITE IS TO STOP USING THIS SITE.

Links to Other Sites

As a convenience to you, this Site may periodically provide links to third party websites through links available on this Site including websites of entities that are affiliated with Global Student Loan Forgiveness (“Third-Party Sites”) where we feel it is appropriate. Lists of links are not complete lists of relevant and/or useful internet resources. Our decision to link to a Third-Party Site is not an endorsement of the content in that linked Third Party Site. WE ARE NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD-PARTY WEB SITE, NOR DO WE MAKE ANY WARRANTIES OR REPRESENTATIONS, EXPRESS OR IMPLIED, REGARDING THE CONTENT (OR THE ACCURACY, CURRENTNESS, OR COMPLETENESS OF SUCH CONTENT) ON ANY THIRD-PARTY WEB SITES, AND THE COUNCIL OF NONPROFITS SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING. You should take precautions when downloading files from all Sites to protect your computer from viruses and other destructive programs. If you decide to access linked Third-Party Sites, you do so at your own risk. You should direct any concerns to the Third-Party Sites’ administrator or webmaster.

No Framing Allowed

Elements of this Site are protected by trade dress, trademark, unfair competition, and other state and federal laws and may not be copied or imitated in whole or in part by any means, including but not limited to, the use of framing or mirrors. None of the Content for our Site may be retransmitted without the express written consent of Global Student Loan Forgiveness.

Termination

Global Student Loan Forgiveness reserves the right, in its sole discretion, to restrict, suspend, or terminate this Agreement and your access to all or any part of our Site or the Content, at any time and for any reason without prior notice or liability. Global Student Loan Forgiveness reserves the right to change, suspend, or discontinue all or any part of this Site or the content at any time without prior notice or liability.

Miscellaneous

In the event that any portion of the Agreement is held to be invalid or unenforceable, the invalid or unenforceable portion shall be construed in accordance with the applicable law as nearly as possible to reflect the original intentions of the parties, and the remainder of the Agreement shall remain in full force and effect. The paragraph headings herein are provided only for reference and shall have no effect on the construction or interpretation of the Agreement. Global Student Loan Forgiveness failure to enforce your strict performance of any provision of this Agreement will not constitute a waiver of its right to subsequently enforce such provision or any other provision of this Agreement. Neither the course of conduct between parties nor trade practice shall act to modify any provision of the Agreement. The Agreement shall be governed by and construed in accordance with the laws of the State of California, except with regard to its conflicts of law rules. Any action relating to the Content, Site or this Agreement must be brought in the federal or state courts located in Los Angeles, California, and you hereby irrevocably consent to the jurisdiction of such courts. Any cause of action you may have with respect to the Content, Site or this Agreement must be commenced within one (1) year after the claim or cause of action arose, or be barred. This Agreement contains the entire agreement of the parties for this Site and supersedes all existing agreements and all other oral, written or other communication between the parties concerning its subject matter. You agree to use the Content and Site only for lawful purposes. You are prohibited from any use of the Content or Site that would constitute an illegal offense, give rise to liability or otherwise violate any applicable local, state, national or international law or regulation. The user acknowledges and agrees that the Services provided and made available through our website and applications, which may include some mobile applications and that those applications may be made available on various social media networking sites and numerous other platforms and downloadable programs, are the sole property of Global Student Loan Forgiveness. At its discretion, Global Student Loan Forgiveness may offer additional web site Services and/or products, or update, modify or revise any current content and Services, and this Agreement shall apply to any and all additional Services and/or products and any and all updated, modified or revised Services unless otherwise stipulated. Global Student Loan Forgiveness does hereby reserve the right to cancel and cease offering any of the aforementioned Services and/or products. You, as the end user, acknowledge, accept and agree that Global Student Loan Forgiveness shall not be held liable for any such updates, modifications, revisions, suspensions or discontinuance of any of our Services and/or products. Your continued use of the Services provided, after such posting of any updates, changes, and/or modifications shall constitute your acceptance of such updates, changes and/or modifications, and as such, frequent review of this Agreement and any and all applicable terms and policies should be made by you to ensure you are aware of all terms and policies currently in effect. Should you not agree to the updated, modified, revised or modified terms, you must stop using the provided Services. Furthermore, the user understands, acknowledges and agrees that the Services offered shall be provided “AS IS” and as such Global Student Loan Forgiveness shall not assume any responsibility or obligation for the timeliness, missed the delivery, deletion and/or any failure to store user content, communication or personalization settings.

Indemnity

All users herein agree to insure and hold Global Student Loan Forgiveness, our subsidiaries, affiliates, agents, employees, officers, partners and/or licensors blameless or not liable for any claim or demand, which may include, but is not limited to, reasonable attorney fees made by any third party, which may arise from any content a  user of our site may submit, post, modify, transmit or otherwise make available through our Services, the use of  (GlobalStudentLoanForgiveness.Com) Services or your connection with these Services, your violations of the Terms of Service and/or your violation of any such rights of another person.

Advertisers

Any correspondence or business dealings with, or the participation in any promotions of, advertisers located on or through our Services, which may include the payment and/or delivery of such related goods and/or Services, and any such other term, condition, warranty and/or representation associated with such dealings, are and shall be solely between you and any such advertiser. Moreover, you herein agree that Global Student Loan Forgiveness shall not be held responsible or liable for any loss or damage of any nature or manner incurred as a direct result of any such dealings or as a result of the presence of such advertisers on our website.

Cancellation and refund policy

  1. Client has the right to cancel this agreement within 24 hours from the date of this agreement by notifying Global Student Loan Forgiveness in writing, as attested by date stamped fax or date stamped e-mail.
  2. Client, upon cancellation, can receive up to an 80% refund of the total fee paid as indicated on each agreement.
  3. Refund amount will be based on any preliminary work, evaluation, and the substantial and valuable advice the client received during the interview process.
  4. Global Student Loan Forgiveness total liability to client is limited to the fee paid by the client as evidence in Section 4 in the client’s contract/agreement.
  5. The client will not receive a refund should the client fail to perform under this agreement or in breach of any portion of this agreement.

Cancellation Policy

  1. Right to Refuse. Global Student Loan Forgiveness Reserves the Right to Refuse Service to any Past, Present, or Future Clients, at their own discretion.
  2. Belligerence. If at any point a potential or current client becomes belligerent Global Student Loan Forgiveness can and will, at their own discretion, cancel the claim(s) or refuse to provide any further services. Global Student Loan Forgiveness in this situation will refund no more than the filing fee if the forms are not already filed. If forms are already filed no refund will be issued.
  3. Cancellation. Clients can cancel their order within 24 hours of placing the order online or with a representative. Global Student Loan Forgiveness if documentation has not already been provided or prepared for review, must receive cancellation request before any paperwork is prepared for the client’s review. Services must be canceled by certified mail, per state civil code CAB&P 6410e. Global Student Loan Forgiveness will cancel any service within a timely manner.
  4. Refunds. All services rendered will be deducted from the amount refunded in the cancellation process. If services have already been rendered, the client will not receive a refund for any fees for services provided through Global Student Loan Forgiveness and any affiliates. “Services” refers to Global Student Loan Forgiveness beginning the student aid forgiveness enrollment process, including but not limited to the filing of the initial forbearance/deferment, combining your student aid files, and completing enrollment into the forgiveness program the client is no longer eligible for a refund of any and all services. If a client requests to cancel their order after they have received these services the client will not receive a refund for any services or fees, whether the service was completed or not. Once the documents are filed with your lender or the Department of Education, no additional services will be refunded. All refunds, if applicable will be issued within 15-20 business days of Global Student Loan Forgiveness, receipt of the certified mail request for cancellation. If Global Student Loan Forgiveness does cancel your order due to your request certain fees will be restricted to Global Student Loan Forgiveness discretion.
  5. Satisfaction Guarantee. If services have been rendered and you are not satisfied, Global Student Loan Forgiveness will do what is possible to remedy the situation, however the satisfaction guarantee that Global Student Loan Forgiveness has is limited to the services rendered.
  6. Chargeback. Any and all chargebacks will result in an immediate cancellation of services, and immediate legal action in collection of damages resulting in the fraudulent chargeback. Once the documentation has been sent to your lender, initial documents are submitted to the Department of Education, and or enrollment in the Federal Forgiveness Program has been completed and a chargeback is filed with the credit provider, Global Student Loan Forgiveness will take immediate legal action against any and all acts of financial damage, defamation of character, libel, and/or slanderous comments.
  7. Fraudulent Chargeback “Friendly Fraud”. Global Student Loan Forgiveness reserves the right to sue a client for ten times the purchase price of the package or service(s) the client(s) has purchased plus the cost of any fees Global Student Loan Forgiveness has incurred due to the chargeback. Upon receipt of the chargeback notification Global Student Loan Forgiveness will immediately terminate and cancel all services in connection to the client, this can include but is not limited to termination of filing the paperwork with the lender, termination records and services, closing access to the client portal, and any/or all other services that Global Student Loan Forgiveness provides. This Disclaimer, Terms of Service, Terms of Use, Cancellation Policy and Privacy Policy encompasses all services Global Student Loan Forgiveness provides, whether expressly listed in this document or not, so long as the service is listed on the website.

Dispute Resolution

Let’s Try To Sort Things Out First. We want to address your concerns without needing a formal legal case. Before filing a claim against Global Student Loan Forgiveness, you agree to try to resolve the dispute informally by contacting info Global Student Loan Forgiveness. We’ll try to resolve the dispute informally by contacting you via email. If a dispute is not resolved within 45 days of submission, you or Global Student Loan Forgiveness may bring a formal proceeding.

We Both Agree To Arbitrate. You and Global Student Loan Forgiveness agree to resolve any claims relating to these Terms or the Services through final and binding arbitration, except as set forth under Exceptions to Agreement to Arbitrate below.

Arbitration Procedures. Arbitration will be set by the organization Global Student Loan Forgiveness selects to arbitrate the matter resolve the dispute.

Arbitration Fees and Incentives. The Arbitrating Organization rules will govern payment of all arbitration fees. Global Student Loan Forgiveness will NOT pay arbitration fees for claims less than $75,000. Global Student Loan Forgiveness will not seek its attorneys’ fees and costs in arbitration unless the arbitrator determines that your claim is frivolous.

Exceptions to Agreement to Arbitrate. All claims must be submitted into Arbitration paid solely by the individual who brings the claim. All claims must be arbitrated in Los Angeles County and if entered into the exclusion of Arbitration the claim must be filed in Civil Court.

No Class Actions. You may only resolve disputes with us on an individual basis, and may not bring a claim as a plaintiff or a class member in a class, consolidated, or representative action. Class arbitrations, class actions, private attorney general actions, and consolidation with other arbitrations aren’t allowed.

Terms of Use

  1. I understand and agree that neither this website nor Global Student Loan Forgiveness, the provider of the legal document preparation services offered through this website (together, the “Site”) is a law firm or an attorney and may not perform services performed by an attorney. Rather, I am representing myself in this legal matter. No attorney-client privilege is created with the Site. 2. If, prior to my purchase, I believe that the Site gave me any legal advice, opinion or recommendation about my legal rights, remedies, defenses, options, selection of forms or strategies, I will not proceed with this purchase, and any purchase that I do make will be null and void. 3. The Site exists solely within the state of California. I agree that regardless of where I reside or where my browser is physically located, my viewing and use of the Site occurs solely within the County of Los Angeles in the State of California, and that all content and services shall be deemed to be served from, and performed wholly within, Los Angeles, California, as if I had physically traveled there to obtain the service. I agree that California law shall govern any disputes arising from my use of this website, and that the courts of the city of Los Angeles, state of California, shall have exclusive jurisdiction over any disputes. 4. I understand that the Site’s review of my answers is limited to completeness, spelling and grammar, as well as internal consistency of names, addresses and the like. I will read the final document(s) before signing it and agree to be solely responsible for the final document(s). I will hold the Site and their agents harmless. If there is liability found on the part of the Site, it will be limited to the amount paid for services, and under no circumstances will there be consequential or punitive damages. 5. I have read and understand the following: No county clerk or governmental authority has evaluated or approved the Site’s knowledge or experience, or the quality of our services. You may obtain information regarding free or low-cost legal representation through a local bar association or legal aid foundation, and you may also contact local law enforcement, a district attorney or a legal foundation if you believe that you have been a victim of fraud, the unauthorized practice of law or any other injury. The Site is not permitted to engage in the practice of law, including providing any kind of advice, explanation, opinion or recommendation to a consumer about possible legal rights, remedies, defenses, options, selection of forms or strategies. 6. Website Availability: Your Website will be accessible to third parties via the World Wide Web portion of the Internet twenty-four (24) hours a day, seven (7) days a week, except for scheduled maintenance and required repairs, and except for any loss or interruption of Services due to causes beyond the control of Service Provider or which are not reasonably foreseeable by Service Provider, including, but not limited to, interruption or failure of telecommunication or digital transmission links and Internet slow-downs or failures. 7. Disclaimer of Warranties: THE SERVICE IS PROVIDED AS-IS, WITH ALL FAULTS, AND WITHOUT WARRANTY OF ANY KIND. SERVICE PROVIDER EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESS AND IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND TITLE/NON-INFRINGEMENT. SERVICE PROVIDER DOES NOT WARRANT THAT THE SERVICES WILL MEET YOUR REQUIREMENTS OR THAT THE OPERATION OF THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT DEFECTS IN THE SERVICES WILL BE CORRECTED. SERVICE PROVIDER DOES NOT WARRANT OR MAKE ANY REPRESENTATION REGARDING THE USE OR THE RESULTS OF THE USE OF THE SERVICES OR RELATED DOCUMENTATION IN TERMS OF THEIR CORRECTNESS, ACCURACY, QUALITY, RELIABILITY, APPROPRIATENESS FOR A PARTICULAR TASK OR APPLICATION, OR OTHERWISE. NO ORAL OR WRITTEN INFORMATION OR ADVICE GIVEN BY SERVICE PROVIDER OR ITS AUTHORIZED REPRESENTATIVES SHALL CREATE A WARRANTY OR IN ANY WAY INCREASE THE SCOPE OF THIS WARRANTY. YOU ARE ENTIRELY RESPONSIBLE FOR AND ASSUME ALL RISK FOR USE OF THE SERVICE. YOU SHOULD NOT USE THE SERVICE IN HIGH-RISK ACTIVITIES WHERE SUBSTANTIAL DAMAGE COULD RESULT IF AN ERROR OCCURRED. SERVICE PROVIDER DOES NOT WARRANT OR REPRESENT THAT IT’S SECURITY PROCEDURES WILL PREVENT THE LOSS OF OR IMPROPER ACCESS TO YOUR DATA. SERVICE PROVIDER IS NOT RESPONSIBLE FOR TRANSMISSION ERRORS OR CORRUPTION OR SECURITY OF INFORMATION CARRIED OVER TELECOMMUNICATION LINES. 8. Limitation of Liability: IN NO EVENT SHALL SERVICE PROVIDER BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING, WITHOUT LIMITATION, INDIRECT, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES FOR LOSS OF BUSINESS, LOSS OF PROFITS, LOSS OF GOODWILL OR BUSINESS REPUTATION, BUSINESS INTERRUPTION, LOSS OF DATA, OR LOSS OF BUSINESS INFORMATION) ARISING OUT OF OR CONNECTED IN ANY WAY WITH THIS AGREEMENT OR THE SERVICES, OR FOR ANY CLAIM BY ANY THIRD PARTY (INCLUDING FOR INTELLECTUAL PROPERTY INFRINGEMENT), EVEN IF SERVICE PROVIDER HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE TOTAL LIABILITY OF SERVICE PROVIDER TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), OR OTHERWISE) SHALL NOT EXCEED THE TOTAL FEES PAID BY YOU TO SERVICE PROVIDER IN THE THREE MONTHS PRIOR TO THE EVENT CAUSING LIABILITY. 9. Exclusive Remedy: Your sole right and exclusive remedy for breach of this Agreement by Service Provider if you are dissatisfied for any reason with the Service is to terminate this Agreement as provided in this Agreement. 10. Indemnity: You shall indemnify and hold Service Provider harmless against any and all liabilities, losses, damages, judgments, claims, causes of action, and costs (including attorney fees and disbursements) which Service Provider may hereafter incur, suffer, or be required to pay, defend, settle (subject to any limitations set forth in this Agreement), or satisfy as a result of your use of the Service, including the content of your Website or any information contained therein. To qualify for such defense and payment, Service Provider must: (1) provide you with prompt written notice of a potential third-party claim; and (2) allow you to control, and fully cooperate with you in, the defense and all related negotiations. 11. General Terms: Except as provided in this Agreement, any changes to this Agreement must be in writing and signed by Service Provider and you. Your rights and obligations under this Agreement may not be assigned or transferred without written permission of Service Provider. If any provision of this Agreement is determined to be invalid, all other provisions will remain in force. Notice or other communication between you, and/or Service Provider, may be given by conventional first-class mail or by e-mail and are effective on the date received. YOU ACKNOWLEDGE THAT YOU HAVE READ AND ACCEPT THESE TERMS AND CONDITIONS. IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS, YOU MAY CHOOSE NOT TO BECOME A USER OF THE SERVICES. Global Student Loan Forgiveness welcomes all users and customers. Please enjoy our site, our services and the assistance of our knowledgeable staff. 12. Any and all fraudulent chargebacks will result in the cancellation of the clients file, forgiveness enrollment will no longer proceed, and or services have been completed and a chargeback is filed with the credit provider, Global Student Loan Forgiveness will take immediate legal action against any and all acts of financial damage, defamation of character, libel, and/or slanderous comments. This Disclaimer, Terms of Service, Terms of Use, Cancellation Policy and Privacy Policy encompasses all services Global Student Loan Forgiveness provides, whether expressly listed in this document or not, so long as the service is listed on the website.

DISCLAIMER

Our lawyers really want you to know that all solutions offered by our network of providers can be completed by each borrower, on their own, without a fee. Global Student Loan Forgiveness & Services encourages you to apply for any of the federal programs on your own without paying anyone a fee. The services offered by our providers is for those who prefer not to go at it alone, but to have assistance through the process.

DISCLAIMER: We do not negotiate, adjust or settle debts or provide legal advice. This site is for informational purposes only to help individuals better understand programs/strategies that may be available. All federal student borrowers are able to and encouraged to learn about, and apply for, any federal re-payment and forgiveness programs through the US Department of Education and other sources. Nothing on this site constitutes ANY official qualification or ANY guarantee of result. Global Student Loan Forgiveness – Is a private fee based document preparation company. Global Student Loan Forgiveness – Is not affiliated with the Department of Education Or The Federal Government – as Global Student Loan Forgiveness is an independent & private fee based document preparation service company. This site does not negotiate, adjust or settle debts. All federal student borrowers are able and encouraged to apply for any federal repayment or forgiveness programs through the US Department of Education for free without paying fees to any entity. Nothing on this site constitutes official qualification or guarantee of result. All telephone numbers listed connect to a network of private companies not controlled by Global Student Loan Forgiveness & Services offering fee-based services to assist with application preparation for federal student loan and other programs. Global Student Loan Forgiveness & Services aka (GlobalStudentLoanForgiveness.com), aka (Global Student Loan Services), aka (Global Student Loan Forgiveness), aka (GSLF) aka (GSLS) aka (GSLSF/GSLFS) is a private company providing Document Preparation, which not affiliated with the Department of Education of the Federal Government.